Officer – Corporate Credit Administration and Control

Responsibilities:

Documentation Functions as per the following:

• Preparation of offer letters for all corporate customers of C&CB as per the approval and preparation of the related documentation (Bank’s standard documents), within the agreed turnaround times.
• Drawing up checklist to indicate all the documents / security required for the respective facility and delivering the same to RMs for onward discussion / implementation with the client.
• Release of the final print of offer letters and other documentation after being signed jointly within the Group / Section.
• Receiving and proper filing of approvals (along with the draft offer letters and documentation checklist prepared if any)
• Proper scrutiny of executed documents received from the branches / Relationship Managers (RMs) and ensuring they are in order.  In case of any discrepancy, advise the same to the RMs within one day.  
• Compliance with terms and conditions as detailed in the offer letter, Documentation Checklist and approvals. 
• Preparation of limit input form
• Obtaining pre-fact approval of the higher authorities on the Limit Input form prior to the actual limit input in the system.
• Saving-in of the original facility documents after recording in Safe In-Safe Out register.
• Retaining a copy of the facility documentation for day-to-day use by the Section and Credit Division (if required). 
• Dual custody of all original facility documents of all corporate customers at all times and ensure that they are properly recorded in the SISO register.   Custodial function also includes custody of discrepant documents for which limits have not been input. 

Processing of all limit input activities put function, which include the following:

• Accurate input of the limits in the system after reviewing the customer’s static data and ensuring perfection of securities. 
• Input of cash/securities collaterals in the system. 
• Input/Maintain Input of all diary notes / covenants relating to post-fact actions / compliance. 
• Preparation of all periodic reports pertaining to Expired limits, past dues ….etc.
• Second person checking of all inputs / maintenances in the system, when required.
• Carry out any tasks / assignments, given by superiors from time to time, within the deadlines stipulated.

Monitoring Functions as per the following

• Handling of post-limit follow up / functions.  This includes:
• Follow up with the RMs on the pending documents
• Follow up on Non-complied covenants including -filing all correspondence in this regard.